• What paperwork do I need?

    When you take out a car title loan, you will need:

    • Lien-free vehicle title
    • Driver’s license or ID
    • Proof of insurance
    • Proof of residency
    • Proof of income
  • Can I pay the loan off early?

    Yes, we encourage customers to pay their loan off early in order to save money on interest. We never charge prepayment penalties, so you are free to pay off the loan as early as you’d like.

  • Do I have to be employed?

    No, all you need in order to qualify is a monthly income of at least $1,500. This can come from a variety of sources, including social security, pension, or disability.

  • What if I already have a loan?

    Depending on your situation, Go Arizona Title Loans might be able to help you. If you have a lien on your vehicle, you will need to pay that lien off in order to qualify for our title loans. However, we may be able to help you depending on how much you have left to pay off. Give us a call at 844-805-7699 so we can help you determine what your options are.

  • How much can I get?

    The amount of cash you can get through a car title loan is entirely dependent on the value of your vehicle. If your car’s market value is $50,000, then you will have access to a loan amount of up to $50,000. Vehicles newer than 1999 have a higher chance of being approved for a title loan.

  • Do you take my car?

    No, the best part about getting a car title loan is that you can keep your car for personal use while making loan payments. Although the title will be transferred to us, your car will be yours to keep until you pay the loan off. Then, we will return the title.

  • How much income do I need?

    To qualify for a title loan, you will need a monthly income of at least $1,500. However, your income can come from multiple places, including disability or SSI.

  • What if I have poor credit?

    Don’t worry! Although most lenders and banks will turn you down, we won’t. A car title loan with Go Arizona Title Loans is based on your car’s value, which means you can get a loan no matter what your credit is like.

  • How do I apply online?

    Go Arizona Title Loans is the best resource for getting a loan online. You can save a lot of time by getting your loan online with us today. Our online application and approval process only takes 3 steps to complete.

    1. First, give us a call at 844-805-7699 or fill out our online application form. This step takes less than 5 minutes to complete. If you have any questions or concerns about the loan process, our customer service representatives will be able to help when you give us a call.
    2. Once you are approved, we will give you an estimate on how much you are eligible for. Then, you will need to send over important documents such as a copy of your vehicle’s title, your driver’s license, proof of income, and proof of registration and insurance.
    3. And that’s it! Your loan will be processed and you will receive your money via a direct deposit or MoneyGram in as little as 24 hours.
  • What if I don’t have a car title?

    Since your car title serves as the collateral for your loan, it is required for you to borrow any funds. The title demonstrates proof that you are the owner of the vehicle. For this reason, the car title must be under your name.

  • How do I qualify for a car title loan?

    Luckily, car title loans are pretty easy to qualify for. You are eligible for a loan based entirely on the value of your vehicle. You can get a free estimate by filling out our online form or giving us a call at 844-805-7699. Additional requirements include:

    • Must be at least 18 years old
    • Must have proof of income of at least $1,500 p/month
    • The vehicle must have insurance and registration
    • Must own the vehicle with no car payments
    • Must have the vehicle’s title or pink slip


  • How fast can I receive a loan?

    Go Arizona Title Loans offers same-day approvals and funding in as little as 24 hours. To expedite our application process, we highly recommend gathering all of the necessary documents and paperwork in advance. This will cut down on the processing team and help you receive the cash quickly.

  • How do car title loans work?

    If you own your car, you can borrow a loan using the value of your vehicle. The car serves as collateral for your loan since the loan isn’t based on your financial history. This is a great option for people who struggle with poor credit. If your car has sufficient value, you will be able to get a loan up to that amount.

    When you take out a title loan, you will transfer the vehicle’s title under the lender’s name. Once you pay off the loan, the title will be transferred back to your name and will be returned to you. If you’re unable to pay the loan off, the car will stay under the lender’s name until it is paid in full.

  • What is a car title loan?

    A car title loan is a secured loan that uses your vehicle as collateral. In this case, the customer borrows against their vehicle. The lender will use the vehicle’s value to determine your loan amount rather than your financial history or credit score. For example, if your vehicle is worth $10,000, then your loan amount can be up to $10,000. Now, you are probably wondering if you get to keep your car. Yep! You can continue driving your vehicle just like normal while making your loan payments. However, we will hold the vehicle’s title until the loan is paid off. If you happen to default on your loan, vehicle ownership will be transferred to Go Arizona Title Loans to cover the debt.