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Prescott, AZ 86305

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Prescott, AZ 86305

Address: 1449 W Gurley St, Prescott, AZ, 86305
Phone number: (928) 307-1263
Monday: 9:00-18:00
Tuesday: 9:00-18:00
Wednesday: 9:00-18:00
Thursday: 9:00-18:00
Friday: 9:00-18:00
Saturday: 9:00-18:00
Sunday: 9:00-18:00
1
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2
Your
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3
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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting
documents

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

Cash
in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

1.
Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

2.
Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

3.
Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

4.
Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

5.
Bad credit - OK

You don’t need to have a good credit to get a car title loan.

6.
Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

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What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

Amazing Customer Service

At first, I was skeptical about title loans, but then I applied and was met with an amazing customer service representative. He quickly answered all of my questions and was not the stereotypical salesperson. I ended up getting approved for a loan in under 20 minutes!

- Christopher V
Highly Recommended!

I really needed some extra cash to cover major financial problems. I called multiple different lenders, just to be turned down. Then, I called Go Arizona Title Loans and was greeted with professional help. They got me the cash I needed the very next day!

- Leandra Smit
Super Helpful

I never thought I would get the cash I needed with my credit score, but this place got me the loan I needed to help get me out of the financial situation I was in. I highly recommend them if you need a loan but have poor credit.

- Dave Bannon
Read More Reviews

Title Loans in Prescott

If you are looking for fast cash, you are in the right place. Go Arizona Title Loans offers the best lending services to local residents who own their vehicle but might have a poor credit score. Our team will assess your individual wants and needs to customize a loan tailored to your specific lifestyle and budget. This ensures a loan that offers comfortable payments, flexible terms, and low interest rates.

You can get approved for a loan in under 15 minutes and have the cash in your bank account in under 24 hours without ever having to leave the comfort of your home. Our 100% online services are much quicker and offer zero stress compared to the long and drawn-out process of getting a loan through a traditional lender. Instead of looking at your financial history, we use your vehicle’s value and your current ability to repay the loan as approval indicators. This allows you to get the funding you need no matter how poor your credit score is.

Low Interest Rates

Our loans come with low interest rates that make the loan payments as comfortable for our customers as possible. These rates progressively lower as you make payments on your loan. This means that as you make payments, the loan payments get cheaper.

Completely Online

Our application and approval process is 100% online which means you can apply, get approved, work with a loan officer, and receive your funds without ever having to leave your home. This ensures a convenient process for all of our customers no matter what time it is.

No Hidden Fees

We never charge upfront, prepayment penalty, or hidden fees on our loans. We want to ensure a completely stress-free experience for all of our customers. This allows you to confidently take back control of your finances without ever having to worry about unexpected charges from us. Our services are 100% transparent so that you can have maximum trust in us as your lender and your loan as a financial tool to overcome your short-term cash gaps.

Credit Building Tool

Our loans are the perfect tool for building your credit. Since we approve people even if they have a poor credit score, you can get a loan no matter how bad your financial history is. Once you have your loan, you will be met with convenient payments that never catch you off-guard. Unlike loans at a traditional bank or credit union, our loans are transparent, customized, and tailored to meet your individual lifestyle and budget. This makes it easy to make your payments on time which will boost your credit score significantly.

Common Questions

If you have any questions or concerns about our Prescott title loans, please give us a call today. Our team of customer service representatives offers 24/7 support and would love to help you at any time. Here are some of the most common questions that we are asked.

Do I Keep My Car?

Yes, you can keep your car and drive it just like normal. The only requirement is that you have insurance on the vehicle. The only thing we will take is your vehicle’s title until you completely pay off the loan. Once the loan is paid in full, we return the title.

How Much Can I Get?

The amount of money you qualify for depends on the value of your vehicle, how much money you need, and your ability to repay the loan. Prescott residents have access of up to $50,000 and we tend to only lend to vehicles newer than 1999. Our team will assess the vehicle’s mileage, age, make, model, and condition to appraise it.

Are There Any Fees?

Our goal is to make your loan as convenient and stress-free as possible. This means that we never charge prepayment penalties, hidden fees, or upfront fees. This allows you to confidently take back control of your finances without stressing about unexpected expenses coming from us. We want to build a transparent relationship that you can trust to reliably provide you with extra funding whenever you need it.

Give Us A Call Today

Go Arizona Title Loans offers the best loan for the residents of Prescott, Arizona. If you are in need of fast cash through a custom loan that puts your comfort first, you are in the right place. Give us a call or fill out our online application form to find out how much you qualify for within minutes.

Frequently Asked Questions:

  • What is a car title loan?

    A car title loan is a secured loan that uses your vehicle as collateral. In this case, the customer borrows against their vehicle. The lender will use the vehicle’s value to determine your loan amount rather than your financial history or credit score. For example, if your vehicle is worth $10,000, then your loan amount can be up to $10,000. Now, you are probably wondering if you get to keep your car. Yep! You can continue driving your vehicle just like normal while making your loan payments. However, we will hold the vehicle’s title until the loan is paid off. If you happen to default on your loan, vehicle ownership will be transferred to Go Arizona Title Loans to cover the debt.

  • How do car title loans work?

    If you own your car, you can borrow a loan using the value of your vehicle. The car serves as collateral for your loan since the loan isn’t based on your financial history. This is a great option for people who struggle with poor credit. If your car has sufficient value, you will be able to get a loan up to that amount.

    When you take out a title loan, you will transfer the vehicle’s title under the lender’s name. Once you pay off the loan, the title will be transferred back to your name and will be returned to you. If you’re unable to pay the loan off, the car will stay under the lender’s name until it is paid in full.

  • How fast can I receive a loan?

    Go Arizona Title Loans offers same-day approvals and funding in as little as 24 hours. To expedite our application process, we highly recommend gathering all of the necessary documents and paperwork in advance. This will cut down on the processing team and help you receive the cash quickly.

  • How do I qualify for a car title loan?

    Luckily, car title loans are pretty easy to qualify for. You are eligible for a loan based entirely on the value of your vehicle. You can get a free estimate by filling out our online form or giving us a call at 844-805-7699. Additional requirements include:

    • Must be at least 18 years old
    • Must have proof of income of at least $1,500 p/month
    • The vehicle must have insurance and registration
    • Must own the vehicle with no car payments
    • Must have the vehicle’s title or pink slip

     

  • What if I don’t have a car title?

    Since your car title serves as the collateral for your loan, it is required for you to borrow any funds. The title demonstrates proof that you are the owner of the vehicle. For this reason, the car title must be under your name.

  • How do I apply online?

    Go Arizona Title Loans is the best resource for getting a loan online. You can save a lot of time by getting your loan online with us today. Our online application and approval process only takes 3 steps to complete.

    1. First, give us a call at 844-805-7699 or fill out our online application form. This step takes less than 5 minutes to complete. If you have any questions or concerns about the loan process, our customer service representatives will be able to help when you give us a call.
    2. Once you are approved, we will give you an estimate on how much you are eligible for. Then, you will need to send over important documents such as a copy of your vehicle’s title, your driver’s license, proof of income, and proof of registration and insurance.
    3. And that’s it! Your loan will be processed and you will receive your money via a direct deposit or MoneyGram in as little as 24 hours.
  • What if I have poor credit?

    Don’t worry! Although most lenders and banks will turn you down, we won’t. A car title loan with Go Arizona Title Loans is based on your car’s value, which means you can get a loan no matter what your credit is like.

  • How much income do I need?

    To qualify for a title loan, you will need a monthly income of at least $1,500. However, your income can come from multiple places, including disability or SSI.

  • Do you take my car?

    No, the best part about getting a car title loan is that you can keep your car for personal use while making loan payments. Although the title will be transferred to us, your car will be yours to keep until you pay the loan off. Then, we will return the title.

  • How much can I get?

    The amount of cash you can get through a car title loan is entirely dependent on the value of your vehicle. If your car’s market value is $50,000, then you will have access to a loan amount of up to $50,000. Vehicles newer than 1999 have a higher chance of being approved for a title loan.

  • What if I already have a loan?

    Depending on your situation, Go Arizona Title Loans might be able to help you. If you have a lien on your vehicle, you will need to pay that lien off in order to qualify for our title loans. However, we may be able to help you depending on how much you have left to pay off. Give us a call at 844-805-7699 so we can help you determine what your options are.

  • Do I have to be employed?

    No, all you need in order to qualify is a monthly income of at least $1,500. This can come from a variety of sources, including social security, pension, or disability.

  • Can I pay the loan off early?

    Yes, we encourage customers to pay their loan off early in order to save money on interest. We never charge prepayment penalties, so you are free to pay off the loan as early as you’d like.

  • What paperwork do I need?

    When you take out a car title loan, you will need:

    • Lien-free vehicle title
    • Driver’s license or ID
    • Proof of insurance
    • Proof of residency
    • Proof of income
See more FAQ
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